12 Popular Ways to Buy Bitcoin with a Credit Card Instantly in 2024

How to Buy Bitcoin With Credit Card? Find best place to purchase Bitcoin with your credit card instantly - 6 different websites reviewed.

Ever wondered how to Buy Bitcoin With Credit Card? Are you searching for the best place to purchase Bitcoin with your credit card instantly? Explore 5 different websites reviewed and compared to find out best Bitcoin credit card purchasing method.

Buying Bitcoin with a credit card is now easier than it’s ever been. These days, a majority of major crypto exchanges and wallets provide the option to purchase Bitcoin with a credit card, either directly or through a third-party payment provider.

In this post, I’ll review the most popular methods for buying Bitcoin with a credit card.

Buying Bitcoin with a Credit Card Summary

The easiest way to buy Bitcoin with a credit card would probably be CEX.IO. Here are the steps:

  1. Visit CEX.IO and create an account

  2. Choose the amount you want to buy

  3. You may be asked to complete KYC

  4. Enter your Bitcoin address

  5. Enter your credit card details

  6. The coins will be sent to your wallet


Broker & Trading platform


Broker & Trading platform


Broker & Trading platform

If you want to read in-depth about additional exchanges that accept credit cards, keep on reading. Here’s what I’ll cover:

  1. CEX.IO

  2. Coinmama

  3. Binance

  4. Coinhouse

  5. Xcoins

1. Buy Bitcoin with a credit card through CEX.IO

Pros: Veteran company, high buying limits

Cons: Support can be slow, higher exchange rates than the competition

Established in 2013, CEX.IO is a cryptocurrency exchange trusted by over 4 million users. CEX.IO works in most countries across the world, with very few exceptions. Currently, 34 states in the US are also supported. The site supplies a complete trading platform as well as a brokerage service.

How to Use CEX.IO

1. Open a CEX.IO account.

2. Click on “Finance,” then “Deposit” next to the requested currency.

3. You’ll then have the option to either wire transfer the money or use your credit card to buy Bitcoin instantly.

CEX.IO also offers instant withdrawals of USD and EUR to payment cards, meaning you can deposit and withdraw funds in and from your payment cards once they’re linked to your CEX.IO profile.

Withdrawal requests are processed automatically right after their placement, and they do not require you to log in to any third-party services. In most cases, withdrawals are processed instantly, enabling you to gain convenient access to the funds on your Visa or Mastercard right away.

Visit CEX.IO     Read review

2. Buy Bitcoin with a credit card through Coinmama

Pros: Good support, respectable company, fast service

Cons: Limited states in the United States

Coinmama has specialized in Bitcoin purchases through a credit card since 2013. They charge a premium fee for their services, and you can buy up to $20,000 worth of Bitcoin per day with a fully verified Coinmama account. They provide a fast and reliable service with receiving Bitcoin instantly after your purchase confirmation. Coinmama support is typically pretty responsive.

For regulatory compliance, some countries and US states are served by a third party, while a handful are not supported at all.

How to Use Coinmama

1. Get a Bitcoin wallet, as Coinmama doesn’t hold the Bitcoin for you after your purchase.
2. From Coinmama’s homepage, choose how much Bitcoin you’d like to buy. Enter the price either in BTC, USD, EUR, CAD, or AUD.

3. Click “Buy,” and you will be taken to the sign-up page.
4. After signing up, confirm the amount you’d like to purchase and click “Continue.”

5. You’ll be prompted to fill in your receiving wallet’s details. Then click “Continue.”

6.  You’ll be asked to fill in your credit card information before completing the purchase.

Visit Coinmama     Read review    

3. Buy Bitcoin with a credit card through Binance

Pros: Good reputation, available worldwide

Cons: Slow verification process, slow support

Binance has grown to become the biggest crypto exchange in terms of popularity and trading volume. Previously a crypto-only exchange, Binance now accepts credit card purchases of crypto, both through themselves and third parties (such as the popular payments processor Simplex).

Visit Binance     Read review    

4. Buy Bitcoin with a credit card through Coinhouse

Pros: Reputable company, high buying limits

Cons: Limited countries available, high exchange rates

Coinhouse began as La Maison Du Bitcoin (The House of Bitcoin) in 2014 and is headquartered in Paris. You can buy as little as €50 worth of Bitcoin by Visa or Mastercard. Although the credit card fees are low, the exchange rates themselves may be high.

Visit Coinhouse Read review

6. Buy Bitcoin with a credit card through Xcoins

Pros: Very quick turnaround for purchases, 24/7 support

Cons: Limited cryptocurrency selection

Xcoins is a Malta-based cryptocurrency exchange platform that has been around since 2016.

Users of the service can purchase BTC as well as LTC, ETH, XRP, BCH, and DOGE using any one of several fiat currencies via Visa or Mastercard.

Xcoins takes the speed of its service very seriously; The exchange actually promises to send your coins within 15 minutes of payment approval. This makes Xcoins a good choice if you want to get your hands on some bitcoin quickly.

The minimum purchase amount is 50 USD for ETH and BTC, 40 USD for XRP, and 30 USD for DOGE, LTC, and BCH. Users can buy up to 150 USD in crypto without verification.

Visit Xcoins     Review coming soon

Frequently Asked Questions

Do Bitcoin ATMs accept Credit Cards?

The vast majority of Bitcoin ATMs accept only cash or debit cards as payment for Bitcoin (due to chargeback issues). You will not be able to pay with your credit card at a Bitcoin ATM.

How can I buy Bitcoin with a Visa?

All of the exchanges listed on this page accept Visa cards as a form of payment.

How can I buy Bitcoin with a Discover Card?

Most exchanges accept Visa and Mastercard. However, some exchanges like Paxful accept Discover Cards as well.

Conclusion: How Do I Know Which Exchange to Use?

It can be kind of hard to decide which exchange is the best for buying your Bitcoin since there are so many of them. I suggest trying out each exchange with a small amount of money and moving on to larger funds only after you’re comfortable with the process.

Once you take the first step, you’ll start to notice what you actually value in an exchange and adjust your choices accordingly. If you have any more questions or comments about the methods I just described, leave me a comment below.

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